💸 Financing Available
Transform your yard now — pay for it later
Pay for your project with predictable monthly payments without tapping into your home equity.
💰 Easy Monthly Payments
Plans starting at 0% APR for 21 months
Financing Benefits
Predictable payments, no home equity required
Check rates in 2 minutes or less
Loans typically fund in 1–5 days
Fixed monthly payments make budgeting quick & easy
Pay off your loan with NO pre-payment penalties
✅ Pick the Perfect Loan
Funds as soon as the next day
With a personal loan, the funds can be in your bank account as soon as the next day — so you can get your project started right away.
💸 Fast & Easy Financing
How it works — as easy as 1, 2, 3
Step 1
Pre-Qualify in Minutes
Fill out a quick, secure form — no impact to your credit score.
Step 2
Compare Offers
View personalized loan options from top lenders instantly.
Step 3
Get Funded Fast
Choose your loan and receive funds in as little as 24 hours!
Financing FAQs
Everything you need to know about Hearth
1. What is Hearth Financing?
Hearth Financing connects homeowners with a network of lending partners to offer personal loans for home improvement projects. This allows you to find competitive loan options tailored to your needs. At Budget Tree Pros, we're one of VERY few tree service companies across the NATION partnered with this incredible service!
2. What is a personal loan?
A personal loan through Hearth is an unsecured loan offered by one of their lending partners, meaning you don't need to put up any collateral like your home or car. It allows you to borrow a fixed amount of money and pay it back in monthly installments over a set period — typically 1 to 12 years. These loans are ideal for financing home improvement projects like tree trimming or removal and can be funded in as little as 24 hours after approval.
3. How do I apply for financing through Hearth?
You can start by clicking on any "Get My Rates" button on this page. Once clicked, you'll be taken to an application page where you'll complete a short, secure online form that takes only a few minutes. This process is free and won't affect your credit score. Once submitted, you'll receive personalized loan options to compare.
4. Will applying for a loan affect my credit score?
No, Hearth's prequalification process involves a soft inquiry, which does not impact your credit score. However, if you choose to proceed with a specific lender, they may perform a hard inquiry, which could affect your score.
5. What loan amounts are available through Hearth?
Hearth's lending partners offer loans up to $250,000 with terms ranging from 1 to 12 years, depending on your credit profile and the lender's criteria.
6. How quickly can I receive funds after approval?
Funds can be transferred into your bank account as soon as 24 hours after your loan is approved, allowing you to start your tree service project promptly.
7. What interest rates can I expect?
Interest rates start as low as 0% APR for 21 months for personal loans. The actual Annual Percentage Rate (APR) you receive will depend on factors such as your credit score, debt-to-income ratio, and loan amount.
8. Is collateral required for these loans?
Hearth offers both secured and unsecured personal loans. Secured loans require assets as collateral, while unsecured loans do not. Eligibility for unsecured loans depends on factors like your credit history and debt-to-income ratio.
9. Can I use the loan for any tree service project?
Yes, the funds from Hearth Financing can be used for various tree services, including trimming, removal, emergency storm damage cleanup and more!
10. Who can I contact for more information or assistance?
For further assistance, you can reach out to Budget Tree Pros' personal finance support team at Hearth by calling 512-559-4029.
✅ ISA Certified Arborist
Certified by the International Society of Arboriculture (ISA), Budget Tree Pros upholds the highest standards in tree care, safety, and professionalism.